AML/KYC policy

🛡️ EXWM AML & CTF Policy

Your asset security is our top priority

The EXWM team implements modern security standards to prevent financial crimes. We strictly adhere to Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations, creating a transparent environment for every client.

📊 01. Risk-Score Control

For automated transaction screening, we use professional software: AMLBot, Chainalysis, and Elliptic.

🚩 Maximum Risk Threshold: 60%.
PLEASE NOTE: If the risk level is higher or connections to illegal sources are found, the transaction will be temporarily suspended for verification.

🔍 Check yourself in advance!

Don't take risks — use our internal checker:

EXWM AML-CHECKER

*Authorization required. You can send the check results to support chat before starting the exchange.

🚫 High-Threat Categories

Interaction with these categories makes blocking mandatory:

Sanctions Terrorism Darknet Marketplace Mixing Service Stolen Funds Scam & Fraud Gambling

📅 How is the check conducted?

Stage

Procedure Description

Waiting Time

Submission of documents (KYC/SoF)

From client

Detailed analysis by AML-officer

7 – 14 business days

Payout or refund of funds

up to 48 hours

💸 Asset Refund Terms

⚠️ ATTENTION: Refund is possible only after successful identity verification (KYC).

The service withholds a fee for technical processing and network costs (not exceeding 100 USDT).
Technical requirement: For USDT (TRC-20, ERC-20, BEP-20) refunds, the sender's wallet must have native assets (TRX, ETH, or BNB) equivalent to 5-10 USDT to pay for network gas.
In case of refusal of verification, the refund process takes 7 to 10 days.

🛑 Prohibited Platforms & Services

Bitpapa NetEx24 Bitzlato DoubleWay MEGA DARKNET Garantex 1xBit 1xBet Stake Primedice OMGOMG! DuckDice Wasabi Wallet Gandhiji.io Hydra NVSPC Roobet Tornado WEX Exchange Yolo Group Black Sprut BTC-e / FinCEN Chiper Mixer DuelBits FreeBitcoin Darknetone Commex Trocador Anonexch Cryptomus Grinex Capitalist Rapira Nobitex Meer Aifory Terminal.cash SkyCrypto FlashObmen 60cek HD-change CoinBlinker Metka AlfaBit Heleket Payeer Blender Lazarus Group Genesis Market Shinbad

🌍 Prohibited Jurisdictions

❌ Afghanistan

❌ American Samoa

❌ US Virgin Islands

❌ Guam

❌ Iran

❌ Yemen

❌ Libya

❌ Palestine

❌ Puerto Rico

❌ Somalia

❌ North Korea

❌ N. Mariana Islands

❌ USA

❌ Syria

❌ Russian Federation

❌ Belarus

❌ Sudan

❌ Transnistria

❌ Occupied Georgia

❌ Northern Cyprus

❌ Western Sahara

❌ Ambazonia

❌ Kosovo

❌ South Sudan

❌ Canada

❌ United Kingdom

❌ Nicaragua

❌ Trinidad and Tobago

❌ Venezuela

❌ Myanmar

⚠️ Temporarily Occupied Territories of Ukraine

📝 Additional Requirements:

🤝 Personal Presence: The sender and receiver must be the same person. Third-party transfers are prohibited.

🕵️ No Anonymization: Using VPN, Proxy, or Tor during the application process is prohibited — this automatically increases the risk level.

EXWM cooperates with international organizations. Upon official request, data regarding suspicious transactions may be transferred to regulators or law enforcement agencies. We are not responsible for the actions of third parties but will do everything possible to protect the financial system from abuse.